Car accidents are the most common form of accidents in the United States, involving more than 5 million people every year. Related to car accidents, of course, are insurance and legal hassles that the involved parties have to face. Of course, everyone who has ever-wanted file an insurance settlement knows just how difficult it is to get your application approved in proper time. Companies routinely employ “delay and deny” tactics to, you guessed it, delay and deny your claims of compensation. Here are some of the things you can do to get the settlement you deserve, whether it is from the insurance company or the other party involved in the accident. Get help from a car accident attorney as soon as you can.
Document the scene
Immediately after the accident, take photographs and videos of the accident scene. This helps to establish guilt and liability later on if a party or the insurance representatives argue otherwise. Talk to witnesses and record their testimony. Record any information that might help with your case like road conditions or traffic signals. Take pictures of the cars, tire marks on the asphalt. Protect your rights first and foremost and do the needful.
Co-operate with law enforcement
By involving the police as early as possible, you ensure that insurance investigators are not able to issue erroneous or downright false reports just to show you that they do not have liability. Having a police report of the incident will help when it becomes to verify the fact if the insurance report contradicts your version of the events. The facts recorded in the police report will be considered more authoritative and will be given greater priority in court as well. Do not skip this step just to avoid hassles or paperwork.
Contact a lawyer immediately
Involve your lawyer anytime you involve the police or insurance company in any matter and this one too is no exception. Your attorney has seen all the tricks of the trade in their years of service and are well aware of the areas where people try to deny responsibility or liability, whether by insurance companies or by opposing parties. They are aware of the legal protections you are entitled to when it comes to staking insurance claims as well as legal precedents that can give you an edge over your opponent while suing for damage to property or personal injury. If you get injured in the accident, you may even file suit for medical expenses and lost wages. Your personal injury lawyer will advise you on your options and possible recourses. If the parties wish to settle out of court, your attorney will ensure that you get the best deal possible.
Do not interact with insurance companies without your attorney
Let your attorney handle all communication related to the accident, whether it be the police, opposing party or the internet. Your lawyer is well aware of the scenario and how things are done in cases like these due to his wide experience in handling similar situations. Insurance companies can twist your words wildly out of context to support their claims of lack of liability. Do not make their job easier for them.